How To Insure Two Cars
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If you are trying to arrange motor insurance and have weak credit, then in most situations this would not have an effect the car insurance fee that they charge you.
Almost all motor insurers will only take into account your motoring history, for example, whether you have motoring convictions and the number of years that you have not claimed etc.
This is how the insurers calculate your individual payment, by taking into account your motoring history.
Your credit record does not matter to them if you can afford the monthly fee.
The single difference might be that the provider may require you to pay the whole premium all up front as opposed to providing you with a monthly direct debit opportunity.
You should note that most car insurance providers - similar to home insurers - do run searches on your credit report. Nevertheless, this is entirely for the prevention of fraud which is done frequently for everyone who requests insurance. The search will verify that you are who you say you are. For example, the insurer can look to see that on record, you are staying at the same place that you said on your motor insurance proposal form.
Credit checks such as these will not affect your credit rating down the road.
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