Cheap Car Insurance
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Should you be looking for car insurance and have poor credit, then in almost all cases this won't have an impact the car insurance payment that they charge you.
Most often car insurers are only concerned with your motoring history, for example, whether you have any driving convictions and the number of years without a claim etc.
That is how the insurance companies come to your personal premium, by taking into account your driving record.
Your financial record is not really an issue for them if you can afford the payments.
The only potential difference might be that the insurer could instruct you to shell out the whole premium all in advance instead of offering you a monthly direct deduction option.
You should note that all but a few car insurance providers - similar to home insurers - perform searches on your credit report. Nonetheless, this is exclusively for preventing fraud which is done routinely for everyone who requests insurance. The inquiry will substantiate that you are who you say you are. For example, the insurance provider can find out that you are officially staying at the same place that you filed on your car insurance application form.
Searches such as these will not affect your credit score at any time.
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